Harbor & Grow LLC is a registered investment advisor founded in May 2026 and based in Boston, Massachusetts. The firm is led by Rayan Seif and specializes in portfolio management services utilizing model portfolios. Harbor & Grow evaluates each client's investment objectives, risk tolerance, income needs, and tax considerations to determine suitability before investing them in the firm's primary model portfolio. The firm invests primarily in concentrated global equities, fixed income securities, exchange-traded funds, and non-U.S. securities. Harbor & Grow maintains full authority to make trades without asking first on client accounts. The firm emphasizes a long-term investment approach, typically holding portfolio companies for three years or longer, and focuses on high-quality businesses with durable competitive advantages and strong financial characteristics. Harbor & Grow does not create customized portfolios or offer standalone financial planning services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Fees are generally negotiable and memorialized in the client's advisory agreement.