Toft Wealth offers wealth management services that combine ongoing investment management and financial planning. When managing portfolios, Toft Wealth creates personalized investment strategies using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, and has the authority to make trades without asking first. Toft Wealth also offers standalone financial planning services for clients who do not need investment management, covering topics such as cash flow, retirement, taxes, estate planning, college savings, and insurance. Additionally, Toft Wealth provides pro bono financial planning for households that might not otherwise have access to financial advice. The firm operates as a fee-only practice, meaning compensation comes solely from client fees rather than commissions from selling financial products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.55% |
| $10.0M - $25.0M | 0.40% |
| $25M+ | 0.30% |
Fees are negotiable. Subject to a minimum annual advisory fee of $3,000 (which may increase up to $10,000 based on complexity).