DENOVO Financial is an independent registered investment advisor founded in 2026 and located in Windsor, Connecticut. The firm is wholly owned by James M. Desrocher and focuses on helping individuals and families build and preserve wealth through disciplined, research-driven investment management. DENOVO Financial emphasizes a long-term investment approach centered on quality businesses and a growing stream of dividend income, rather than short-term market speculation. Services include customized portfolio construction, asset allocation, retirement planning guidance, ongoing portfolio monitoring and rebalancing, risk management, and educational guidance. Portfolios are managed primarily on a discretionary basis, with trades executed through Charles Schwab & Co., Inc. as the qualified custodian.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.85% |
| $1.0M - $2.0M | 0.65% |
| $2M+ | 0.50% |
Fees may be negotiated based on factors such as account size, complexity, and scope of services.