Future Proof Consulting Group is a fee-only registered investment advisor founded in July 2026 and wholly owned by Andrew Mitchell Gold, Ph.D. The firm provides objective financial planning and non-discretionary investment advisory services to individuals, families, educators, entrepreneurs, and retirees. Future Proof Consulting Group operates on a fiduciary standard, meaning the firm is legally required to act in your best interest. The firm does not manage investment portfolios directly, hold client assets, or earn commissions on product sales. Instead, Future Proof Consulting Group focuses on holistic financial planning—including retirement strategies, tax-aware investing, cash flow analysis, and risk management—using passive investment principles like index funds and exchange-traded funds. Services are offered on an hourly basis, as one-time fixed-fee projects, or through ongoing monthly subscription tiers.
Fee Structure
Future Proof Consulting Group offers ongoing financial planning and advisory services through three monthly subscription tiers:
- Essential — $99 per month ($1,188 annually), which includes one scheduled planning meeting per year, one mid-year check-in, an annual financial plan update, and email support.
- Growth — $199 per month ($2,388 annually), which includes two scheduled planning meetings per year, an annual comprehensive plan update, investment allocation and portfolio review, tax-aware planning coordination, retirement projection updates, and priority email support.
- Premier — $349 per month ($4,188 annually), which includes quarterly planning meetings, an annual comprehensive plan update, investment allocation and portfolio review, business owner and equity compensation planning, coordination with your attorney and accountant, and priority scheduling and support.
- QuickStart Hourly Consultation — $150 per hour (one-hour minimum), for guidance on specific financial or investment questions.
- Future Proof Blueprint Comprehensive Plan — Starting at $1,500 and typically ranging from $1,500 to $3,000 depending on complexity, covering a discovery meeting, full financial analysis, written roadmap, presentation meeting, and a six-month follow-up review.