Hundred Financial Planning is a fee-only registered investment advisor based in Grand Rapids, Michigan, founded by Ryan Johnson. Hundred Financial Planning offers personalized investment management and financial planning services. For investment management, Hundred Financial Planning builds customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, often utilizing model portfolios from outside managers while maintaining full oversight. For financial planning, Hundred Financial Planning offers both ongoing retainer-based engagements and one-time project-based services covering retirement planning, tax strategies, cash flow and debt management, college savings, estate planning coordination, employee benefits optimization, and risk management. Hundred Financial Planning operates as a fiduciary, legally required to act in your best interest at all times, and has no account minimums.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3M+ | 0.50% |
Fees are negotiable and household accounts may be aggregated. Billed monthly in arrears based on average daily balance.