West Highland Advisors is a registered investment advisor located in Denver, Colorado, founded by Matthew Smith. The firm offers comprehensive financial planning and investment management services tailored to individuals and high-net-worth clients. For investment management, West Highland Advisors creates personalized portfolios based on clients' risk tolerance, goals, and tax considerations, using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents. The firm also manages held-away accounts like employer-sponsored retirement plans on a non-discretionary basis. Financial planning services are available through ongoing engagements or project-based arrangements, covering areas such as retirement planning, risk management, tax strategies, business planning, cash flow and debt management, college savings, employee benefits optimization, estate planning, and insurance review. West Highland Advisors operates as a fee-only firm, meaning compensation comes solely from clients rather than commissions or product sales.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 0.90% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.60% |
Fees are negotiable. Held-away accounts are charged at a flat 0.50% annual fee.
