Jefferson Financial Planning is a registered investment advisor located in St. Petersburg, Florida, founded by Jefferson David Christal. The firm focuses primarily on comprehensive financial planning services provided over a 12-month engagement, covering areas such as investment planning, life insurance needs, tax considerations, retirement, college savings, and debt management. Jefferson Financial Planning also provides investment advice limited to specific types of securities, such as mutual funds, exchange-traded funds, fixed income securities, equities, real estate funds, and options, though the firm does not manage client portfolios directly or hold custody of client assets. Clients receive personalized guidance and recommendations tailored to their individual goals and risk tolerance, and the firm operates as a fiduciary legally required to act in your best interest when advising on retirement accounts.
Fee Structure
Jefferson Financial Planning offers ongoing financial planning services billed as an annual fixed fee, which is paid quarterly in advance in four equal installments. After the initial 12-month engagement, clients who wish to continue receiving ongoing planning and plan updates are charged this annual fee.
- Comprehensive financial plan — fixed fee ranging from $3,000 to $25,000 depending on the complexity of your situation, with 50% paid in advance and the remainder due upon completion
- Hourly consulting — $250 per hour, paid 100% in advance based on estimated hours of completion