First Citizens Investor Services is a registered investment advisor and broker-dealer that provides comprehensive wealth management and investment advisory services to individuals and institutions. The firm offers several specialized programs, including third-party portfolio management, representative-managed portfolios, automated online investing, and legacy wealth management services. Clients can receive personalized investment strategies tailored to their individual goals, risk tolerance, and time horizons. First Citizens Investor Services also offers tax-aware services such as tax loss harvesting and transition assistance, as well as complimentary basic financial planning, with referrals available for complex planning needs through an affiliated bank.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.30% |
| $100K - $250K | 1.20% |
| $250K - $500K | 1.05% |
| $500K - $1.0M | 0.90% |
| $1M+ | 0.85% |
Fees represent maximum standard annual rates for primary programs and may vary based on account type and relationship size. Portfolio manager fees of up to 0.55% and tax-aware service fees of 0.053% may apply additionally in certain programs.