Joseph Curtis
Joseph Curtis is a ChFC-designated registered investment advisor at Resolve Financial, LLC, based in Walnut Creek, CA, with 14 years of industry experience. Joseph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management. Their firm serves 19 clients with $17M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Resolve Financial uses a third-party advisor, Focus Partners Advisor Solutions (FPAS), for portfolio management. There are two options:
- Bundled Fee Portfolio Services: Invests in SA Funds, where FPAS receives fees from the fund itself.
- Unbundled Fee Portfolio Services: For clients with over $500,000, primarily invests in Dimensional funds. FPAS's fees are billed directly to the client, in addition to Resolve Financial's fees.
Resolve Financial's annual fee for portfolio management is:
- First $1,500,000: 0.75% per year
- Above $1,500,000: 0.50% per year
FPAS's administration and reporting fees for the Unbundled Fee Portfolio Services are:
- First $500,000: 0.65% per year
- Next $500,000 (from $500,000 to $1,000,000): 0.35% per year
- Next $4,000,000 (from $1,000,000 to $5,000,000): 0.25% per year
- Above $5,000,000: 0.20% per year
These fees may be negotiable in some circumstances.
Location
Walnut Creek, CA
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Joseph is self-employed in insurance sales since 1974, dedicating about 10-20% of his time to this activity. This is not investment-related or affiliated with any other organization.
Employment History
Current Registrations
Resolve Financial, LLC
Previous Registrations
Curtis, Joseph Patch
Bb&r Wealth Management, INC.
Bb&r Wealth Management, INC.
1717 Capital Management Company
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.