Resolve Financial offers portfolio management through a third-party advisor and financial planning services. Financial plans may include a personal balance sheet, budgeting review, tax evaluation, insurance coverage review, financial independence analysis, portfolio management recommendations, and a review of estate plans. For portfolio management, clients are introduced to Focus Partners Advisor Solutions, LLC (FPAS).
Fee Structure
Resolve Financial uses a third-party advisor, Focus Partners Advisor Solutions (FPAS), for portfolio management. There are two options:
- Bundled Fee Portfolio Services: Invests in SA Funds, where FPAS receives fees from the fund itself.
- Unbundled Fee Portfolio Services: For clients with over $500,000, primarily invests in Dimensional funds. FPAS's fees are billed directly to the client, in addition to Resolve Financial's fees.
Resolve Financial's annual fee for portfolio management is:
- First $1,500,000: 0.75% per year
- Above $1,500,000: 0.50% per year
FPAS's administration and reporting fees for the Unbundled Fee Portfolio Services are:
- First $500,000: 0.65% per year
- Next $500,000 (from $500,000 to $1,000,000): 0.35% per year
- Next $4,000,000 (from $1,000,000 to $5,000,000): 0.25% per year
- Above $5,000,000: 0.20% per year
These fees may be negotiable in some circumstances.