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Andrew Howard

44 Years of Experience
Ada, MI
4 DisclosuresBrokerSells Insurance

Andrew Howard is a registered investment advisor at USA Financial Securities LLC, based in Ada, MI, with 44 years of industry experience. Andrew is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Insurance Planning, Investment Management, Retirement Planning, and 1 more. Their firm serves 1,246 clients with $300M in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
140 advisors
Number of Clients
1,246 clients
Average Client Portfolio
$238K average
Assets Under Management
$296.5M

Fee Structure

Minimum Investment:$15K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.70%

Maximum management fee is 2.7%. Actual fees are negotiated between the client and representative.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

6020 E. Fulton Street, Ada, MI, 49301

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History

Regulatory History (4)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
April 2017
Denied
Customer Dispute
July 2010
Denied
Customer Dispute
August 2008
Closed-No Action
Customer Dispute
October 2007
Denied
Other Business ActivitiesSells Insurance

Andrew is the president of Premier Financial Consultants Inc. since 1982, where he sells fixed indexed annuities to clients. He also plants pine tree seedlings for future harvest at Howard Tree Farm since 2016.

Employment History
Current Registrations
USA Financial Securities LLC
September 2010 - Present · 16 yrs 1 mo
USA Financial Securities LLCBroker
February 2007 - Present · 19 yrs 8 mos
Previous Registrations
Securities America, INC.Broker
June 2003 - February 2007 · 3 yrs 8 mos
Multi-Financial Securities CorporationBroker
January 2002 - June 2003 · 1 yr 5 mos
Multi-Financial Securities CorporationBroker
August 2001 - December 2001 · 4 mos
AXA Advisors, LLCBroker
February 1982 - January 2001 · 18 yrs 11 mos
The Equitable Life Assurance Society of the United StatesBroker
February 1982 - January 2000 · 17 yrs 11 mos
State Registrations1 state
MI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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