John Cunningham
John Cunningham is a registered investment advisor at Esi Financial Advisors, based in Latham, NY, with 39 years of industry experience. Their practice areas include Investment Management, Retirement Planning. Their firm serves 12,116 clients with $2.5B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
ESI Financial Advisors offers investment management through various programs. Fees vary depending on the program chosen and can include platform fees, strategist fees, and service fees.
ESI Illuminations programs charge a platform fee between 0.26% and 0.45% annually, plus strategist fees (0.02%-1.00%) and EFA's service fee (0-2.00%).
American Funds and Schwab Retirement Advisor Services have tiered fees, up to 1.00% annually on the first $1M, decreasing to 0.35% on amounts over $10M.
AssetMark fees are negotiated with the advisor, not to exceed 1.5% annually.
SEI fees are also negotiated, not to exceed 1.75% annually, plus a 0.05% administrative fee.
Location
421 Troy Schenectady Rd, Latham, NY, 12110
Get directionsHistory
Regulatory History (1)
Judgment / Lien
July 2013Other Business ActivitiesSells Insurance
John solicits and sells fixed insurance products, and is also a Senior Partner and Director of Advanced Markets at Harness Wealth Strategies, providing insurance-based solutions. These activities appear to take up all of John's time.
Employment History
Current Registrations
Esi Financial Advisors
Equity Services, INC.Broker
Previous Registrations
Boston Harbor Investment Management
Crt Capital Group LLCBroker
Raymond James & Associates, INC.Broker
Neuberger Berman, LLCBroker
Lehman Government Securities INC.Broker
Lehman Brothers INC.Broker
Salomon Brothers INC.Broker
State Registrations8 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.