Equity Services, operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, and retirement plans. Founded in 1968 and registered as an investment advisor since 1992, the firm operates as both a registered broker-dealer and investment advisor, with affiliations to National Life Insurance Company. Equity Services, Inc. provides services through various advisory programs, often utilizing third-party asset managers or model portfolios, and offers investment vehicles including exchange-listed securities, mutual funds, U.S. government securities, corporate debt, and options. The firm's representatives work with clients to establish investment strategies tailored to their risk tolerance, time frame, and financial goals, while also offering specialized financial planning and consulting on a single or recurring basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.5M | 0.75% |
| $2.5M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.35% |
Rates reflect the primary schedule used in programs like American Funds and Schwab Retirement Advisor Services. Other programs have different maximum fees (AssetMark up to 1.50%, Saratoga up to 2.00%, SEI up to 1.75% plus 0.05% administrative fee). Actual fees are negotiable.