Debbie Cavanaugh
Debbie Cavanaugh is a registered investment advisor at Centaurus Financial, INC., based in Kalispell, MT, with 41 years of industry experience. Debbie operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, High Net Worth, and 2 more. Their firm serves 38,049 clients with $7.3B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Centaurus Financial's advisors manage client accounts through various programs, charging an annual fee based on the amount invested. Fees are negotiable and can be a flat percentage or tiered, where the rate decreases as the portfolio value increases. Additional charges may include transaction fees, custodial fees, and internal fund fees.
Maximum advisory fees:
- Alpha, Beta, ABJ, Omega, Delta: 2.25%
- AA & VL: 1.50%
- Adviser-Directed: 1.35%
- FlexUMA: 2.25%
Third-Party Money Managers (TPMMs) charge fees ranging from 1.00% to 3.00%.
Location
Kalispell, MT
Get directionsHistory
Regulatory History (3)
Regulatory
February 2025Customer Dispute
March 2023Customer Dispute
January 2011Other Business Activities
Debbie is the president of Big Sky Advisors, a DBA for branding purposes. She is also a board member of Montana Bar Fairies, a non-profit organization focused on raising awareness about the dangers of driving under the influence, dedicating minimal time to this role.
Employment History
Current Registrations
Centaurus Financial, INC.
Centaurus Financial, INC.Broker
Previous Registrations
Independent Financial Group, LLC
Independent Financial Group, LLCBroker
Securities America, INC.Broker
Mariner Financial Services, INC.Broker
Apogee Financial GroupBroker
Main Street Management CompanyBroker
Gaf Financial and Insurance ServicesBroker
Pamco Securities and Insurance ServicesBroker
Ina Security CorporationBroker
Ids Financial Services INC.Broker
American Express Financial Advisors INC.Broker
State Registrations11 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.