Centaurus Financial is a registered investment advisor and broker-dealer that offers a variety of wealth management services through independent representatives known as investment advisor representatives. The firm provides investment management, asset allocation, financial planning and consulting, and access to third-party money managers. Clients can choose from several advisory programs, such as unified managed accounts and programs that use independent custodians like Charles Schwab and Pershing. Representatives can manage accounts on either a discretionary basis, where they make trades without prior approval, or a non-discretionary basis, where clients must approve trades in advance. The firm also offers specialized programs for managing annuities and variable life insurance policies, as well as retirement plan consulting services for employer-sponsored plans. Centaurus Financial works with individuals, families, high-net-worth clients, business owners, and corporate retirement plans, tailoring its services to each client's specific financial goals, risk tolerance, and investment objectives.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.25% |
Maximum advisory fee is 2.25% for most programs (1.50% for annuity and variable life management, 1.35% for adviser-directed accounts). Fees are negotiable at the discretion of the representative.