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Gerard Ryan

Osaic Wealth, INC.
41 Years of Experience
Albany, NY
2 DisclosuresBrokerSells Insurance
View SEC Summary
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Gerard Ryan is a registered investment advisor at Osaic Wealth, INC., based in Albany, NY, with 41 years of industry experience. Gerard is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Education Planning, Estate Planning, and 5 more. Their firm serves 575,512 clients with $230B in assets under management.

Osaic Wealth, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
9240 advisors
Number of Clients
575,512 clients
Average Client Portfolio
$408K average
Assets Under Management
$234.9B

Fee Structure

Minimum Investment:$5.5K
Planning is included in investment management (also available separately)

Osaic Wealth offers several investment management programs where fees are charged as an annual percentage of your portfolio, typically billed monthly or quarterly. Because individual financial professionals negotiate their own fee schedules and programs vary by platform, exact rates depend on the specific account type and manager selected.

  • Advisor Managed Portfolios and Unified Managed Account Programs — Fees vary based on negotiations with your financial professional and the specific asset allocation models or third-party managers chosen.
  • Plan Participant Retirement Program — Annual management fees charge up to 3.00% of your account assets, structured as a fixed percentage or a tiered fee schedule.
  • Program Annuities — Annual advisory fees for managing outside annuities will not exceed 1.50% of program assets for new accounts.

Account minimums vary widely by program, ranging from $5,500 to $10,000 for certain automated or platform accounts, while other programs depend on the specific investment product or third-party manager.

View Full SEC Brochure

Location

9 Washington Square, Washington Ave Ext 1st Floor, Albany, NY, 12205

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History

Regulatory History (2)
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Criminal
July 1988
Final Disposition
Criminal
December 1977
Final Disposition
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Gerard is an insurance broker through Keystone Financial Management LLC, focusing on fixed annuities and non-variable insurance, dedicating a few hours per week. He also works as a financial advisor at the same firm, spending full-time hours on sales and marketing of securities, investment advisory, and insurance products.

Employment History
Current Registrations
Osaic Wealth, INC.
May 2021 - Present · 5 yrs 5 mos
Osaic Wealth, INC.Broker
November 2018 - Present · 7 yrs 11 mos
Previous Registrations
Signator Investors, INC.Broker
October 1988 - November 2018 · 30 yrs 1 mo
John Hancock Mutual Life Insurance CompanyBroker
October 1988 - May 1997 · 8 yrs 7 mos
First Investors CorporationBroker
November 1984 - September 1988 · 3 yrs 10 mos
State Registrations19 states
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AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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