TrueAdvisor
TrueAdvisor
RJ
RJ

Ralph Janitell

Umb Private Wealth Management, LLC
36 Years of Experience
Denver, CO
2 Disclosures
View SEC Summary
View SEC Summary

Ralph Janitell is a registered investment advisor at Umb Private Wealth Management, LLC, based in Denver, CO, with 36 years of industry experience. Ralph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Corporate Executives, Education Planning, and 6 more. Their firm serves 46 clients with $120M in assets under management.

Umb Private Wealth Management, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
39 advisors
Number of Clients
46 clients
Average Client Portfolio
$2.7M average
Assets Under Management
$124.7M

Fee Structure

Minimum Investment:$1M
Planning is included in investment management
Minimum Annual Fee:$5,000
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M1.25%
$1.0M - $3.0M1.15%
$3.0M - $5.0M1.00%
$5.0M - $10.0M0.80%
$10.0M - $15.0M0.70%
$15.0M - $25.0M0.60%
$25.0M - $50.0M0.55%
$50M+0.50%

Fees are billed monthly in arrears based on the average daily balance. Minimum household fee is $5,000.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1670 Broadway, Denver, CO, 80202

Get directions

History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Financial
February 2021
Final
Customer Dispute
November 2013
Closed-No Action
View Full SEC ReportHow to Read Disclosures
Employment History
Current Registrations
Umb Private Wealth Management, LLC
May 2026 - Present · 5 mos
Previous Registrations
Kestra Advisory Services, LLC
January 2021 - August 2022 · 1 yr 7 mos
Kestra Investment Services, LLCBroker
January 2021 - August 2022 · 1 yr 7 mos
VALIC Financial Advisors, INC.
May 2017 - February 2021 · 3 yrs 9 mos
VALIC Financial Advisors, INC.Broker
May 2017 - February 2021 · 3 yrs 9 mos
Waddell & Reed
September 2014 - May 2017 · 2 yrs 8 mos
Waddell & ReedBroker
September 2014 - May 2017 · 2 yrs 8 mos
Regulus Advisors, LLCBroker
January 2014 - August 2014 · 7 mos
1st Consumer Advisory Group LLC
January 2014 - September 2014 · 8 mos
Waddell & Reed
January 2013 - January 2014 · 1 yr
Waddell & Reed, INC.Broker
January 2013 - January 2014 · 1 yr
LPL Financial LLCBroker
July 2012 - January 2013 · 6 mos
LPL Financial LLC
July 2012 - January 2013 · 6 mos
Tiaa-Cref Advice and Planning Services
February 2007 - July 2012 · 5 yrs 5 mos
Tiaa-Cref Individual & Institutional Services, LLCBroker
January 2007 - July 2012 · 5 yrs 6 mos
Northwestern Mutual Investment Services, LLCBroker
August 2005 - November 2006 · 1 yr 3 mos
Carolina Capital Markets, INC.Broker
February 2005 - August 2005 · 6 mos
Advest, INC.Broker
June 2000 - December 2004 · 4 yrs 6 mos
Stifel, Nicolaus & Company, IncorporatedBroker
January 2000 - June 2000 · 5 mos
Hanifen, Imhoff INC.Broker
February 1998 - April 2000 · 2 yrs 2 mos
Hanifen, Imhoff INC.Broker
July 1994 - February 1998 · 3 yrs 7 mos
Lumiere Securities, INC.Broker
July 1992 - July 1994 · 2 yrs
LP Charles & Company, INC.Broker
May 1992 - August 1996 · 4 yrs 3 mos
Dain Bosworth IncorporatedBroker
January 1990 - December 1990 · 11 mos
Coughlin & Company, INC.Broker
December 1984 - January 1990 · 5 yrs 1 mo
State Registrations1 state
CO
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in Denver, CO →All financial advisors in Colorado →