Fredrick Pepperday
Fredrick Pepperday is a registered investment advisor at MML Investors Services, LLC, based in Amherst, NY, with 40 years of industry experience. Fredrick operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Retirement Planning. Their firm serves 392,809 clients with $90B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
MML Investors Services manages investment menus for retirement plans and offers a managed account service for participants.
For the overall plan, MMLIS selects and monitors investment options. For participants using the managed account service, fees are charged quarterly, up to a maximum of 0.60% per year of the account value. MMLIS receives 0.10% of this fee, with the remainder going to Morningstar and the recordkeeper. The exact fees vary by recordkeeper and whether the service is a Qualified Default Investment Alternative.
Location
2372 Sweet Home Rd, Suite 6, Amherst, NY, 14228
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Fredrick is involved with several businesses, including a non-MMLIA insurance brokerage where he sells disability, fixed annuities, life/accident/health, and long-term care insurance. He also provides investment and insurance services as an Investment Advisor Representative and Partner at Summit Advisory Services, LLC, and owns Summit Tax, a CPA/Tax preparation business, dedicating nearly full-time hours to the advisory role and about three-quarters of his time to tax preparation.
Employment History
Current Registrations
MML Investors Services, LLC
MML Investors Services, LLCBroker
Previous Registrations
Msi Financial Services, INC.
Msi Financial Services, INC.Broker
New England SecuritiesBroker
MML Investors Services, LLCBroker
Securities America, INC.Broker
New England SecuritiesBroker
Thrivent Investment Management INC.Broker
Empire National Securities, IncorporatedBroker
State Registrations21 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.