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Joseph Ciaramitaro

Raymond James & Associates, INC.
40 Years of Experience
Farmington Hills, MI
2 DisclosuresBroker
View SEC Summary
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Joseph Ciaramitaro is a registered investment advisor at Raymond James & Associates, INC., based in Farmington Hills, MI, with 40 years of industry experience. Joseph is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 3 more. Their firm serves 531,617 clients with $500B in assets under management.

Raymond James & Associates, INC.
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
5819 advisors
Number of Clients
531,617 clients
Average Client Portfolio
$942K average
Assets Under Management
$501.0B

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Fees are not to exceed an annual rate of 2.25% of the value of assets on which investment consulting services are provided. Specific fee schedules for wrap fee programs and managed accounts are detailed in the separate Wrap Fee Program Brochure.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

27555 Executive Dr, Suite 150, Farmington Hills, MI, 48331

Get directions

History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
January 2001
Pending
Customer Dispute
August 2000
Pending
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Joseph owns Ciaramitaro Investments LLC, a rental real estate business, since 2015. He spends minimal time on this activity, which is not investment-related.

Employment History
Current Registrations
Raymond James & Associates, INC.
August 2003 - Present · 23 yrs 2 mos
Raymond James & Associates, INC.Broker
August 2003 - Present · 23 yrs 2 mos
Previous Registrations
Wachovia Securities, LLC
July 2003 - August 2003 · 1 mo
Wachovia Securities, LLCBroker
July 2003 - August 2003 · 1 mo
Prudential Securities IncorporatedBroker
September 1989 - July 2003 · 13 yrs 10 mos
Prudential Securities Incorporated
September 1989 - July 2003 · 13 yrs 10 mos
Thomson Mckinnon Securities INC.Broker
July 1988 - September 1989 · 1 yr 2 mos
Kidder, Peabody & CO. IncorporatedBroker
March 1986 - August 1988 · 2 yrs 5 mos
State Registrations27 states
ALAZCACOFLGAILINKYMAMDMEMIMNMONCNVNYOHORPASCTNTXVAWAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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