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Ralph Smith

Osaic Institutions, INC.
37 Years of Experience
Valdosta, GA
2 DisclosuresBroker
View SEC Summary
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Ralph Smith is a registered investment advisor at Osaic Institutions, INC., based in Valdosta, GA, with 37 years of industry experience. Ralph is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 9 more. Their firm serves 16,312 clients with $6.5B in assets under management.

Osaic Institutions, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
570 advisors
Number of Clients
16,312 clients
Average Client Portfolio
$398K average
Assets Under Management
$6.5B

Fee Structure

Minimum Investment:None
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

Maximum advisory fee is generally 2.50% and is negotiable between the advisor and client.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

3466 North Valdosta Road, Suite A, Valdosta, GA, 31602

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
July 2017
Settled
Customer Dispute
July 2016
Settled
View Full SEC ReportHow to Read Disclosures
Employment History
Current Registrations
Osaic Institutions, INC.
May 2025 - Present · 1 yr 5 mos
Osaic Institutions, INC.Broker
April 2025 - Present · 1 yr 6 mos
Previous Registrations
Osaic Wealth, INC.
June 2024 - August 2025 · 1 yr 2 mos
Osaic Wealth, INC.Broker
June 2024 - August 2025 · 1 yr 2 mos
Securities America Advisors, INC.
September 2020 - June 2024 · 3 yrs 9 mos
Securities America, INC.Broker
September 2020 - June 2024 · 3 yrs 9 mos
Ssn Advisory, INC.
May 2018 - September 2020 · 2 yrs 4 mos
Securities Service Network, LLCBroker
May 2018 - September 2020 · 2 yrs 4 mos
Raymond James Financial Services Advisors, INC
January 2009 - April 2018 · 9 yrs 3 mos
Raymond James Financial Services
April 2003 - January 2009 · 5 yrs 9 mos
Raymond James Financial Services, INC.Broker
November 1999 - April 2018 · 18 yrs 5 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
June 1997 - November 1999 · 2 yrs 5 mos
The Variable Annuity Marketing CompanyBroker
July 1995 - June 1997 · 1 yr 11 mos
G. R. Phelps & CO., INC.Broker
December 1993 - December 1995 · 2 yrs
Fsc Securities CorporationBroker
July 1992 - September 1993 · 1 yr 2 mos
Kavanaugh Securities, INC.Broker
March 1992 - July 1992 · 4 mos
Lincoln Financial Advisors CorporationBroker
August 1989 - August 1991 · 2 yrs
The Lincoln National Life Insurance CompanyBroker
August 1989 - August 1991 · 2 yrs
Kavanaugh Securities, INC.Broker
June 1988 - April 1989 · 10 mos
Southmark Financial Services, INC.Broker
August 1987 - December 1988 · 1 yr 4 mos
State Registrations3 states
CAFLGA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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