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JD
CFP
JD
CFP

John Destefanis

Cambridge Investment Research Advisors, INC.
38 Years of Experience
Weymouth, MA
7 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

John Destefanis is a CFP-designated registered investment advisor at Cambridge Investment Research Advisors, INC., based in Weymouth, MA, with 38 years of industry experience. John is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more. Their firm serves 361,213 clients with $140B in assets under management.

Cambridge Investment Research Advisors, INC.
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3933 advisors
Number of Clients
361,213 clients
Average Client Portfolio
$384K average
Assets Under Management
$138.7B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Maximum allowable advisory fee is 2.25% annually across platforms. Actual fees are negotiable and set by your financial professional based on account size, complexity, and specific program selected.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
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Location

Weymouth, MA

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History

Regulatory History (7)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Regulatory
May 2009
Final
Customer Dispute
August 2008
Settled
Regulatory
July 2008
Final
Customer Dispute
June 2008
Closed-No Action
Employment Separation After Allegations
May 2008
Customer Dispute
December 2007
Withdrawn
Customer Dispute
September 2004
Closed-No Action
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

John is an IAR affiliate with CIRA and president of Destefanis Financial Services, where he also operates under a DBA. These activities are investment-related and take up significantly more than full-time hours.

Employment History
Current Registrations
Cambridge Investment Research Advisors, INC.
December 2022 - Present · 3 yrs 10 mos
Cambridge Investment Research, INC.
December 2022 - Present · 3 yrs 10 mos
Cambridge Investment Research, INC.Broker
December 2022 - Present · 3 yrs 10 mos
Previous Registrations
Cantella & CO., INC.
December 2022 - April 2023 · 4 mos
Cantella & CO., INC.
May 2009 - December 2022 · 13 yrs 7 mos
Cantella & CO., INC.Broker
May 2009 - December 2022 · 13 yrs 7 mos
US Financial Advisors, LLC
June 2008 - May 2009 · 11 mos
U.S. Wealth Advisors, LLC.Broker
June 2008 - May 2009 · 11 mos
Ids Life Insurance CompanyBroker
May 2002 - July 2006 · 4 yrs 2 mos
Ameriprise Financial Services, INC.Broker
September 1987 - May 2008 · 20 yrs 8 mos
State Registrations22 states
AZCACTDEFLIDILINMAMDMINCNHNJNYPARISCVAVTWAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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