John Smyth
John Smyth is a CFP, PFS-designated registered investment advisor at CBIZ Investment Advisory Services, LLC, based in Cumberland, MD, with 38 years of industry experience. John is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 2 more. Their firm serves 2,850 clients with $13B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
CBIZ Investment Advisory Services offers investment management through various programs:
- Private Wealth Services: Fees range from 0.10% to 2.0% annually, plus fees charged by third-party managers, strategists, Fidelity, Schwab, and Envestnet. CBIZ IAS receives an additional management fee of 0.05% for CBIZ Select Portfolios.
- American Funds Managed Portfolios: Fees range from 0.45% to 0.75% annually.
- InR Team Wrap Program: Annual fees range from 0.10% to 2.0% and include trade execution, custody, reporting, and investment advisory fees.
- InR Team Non-Wrap Fee Services: Annual fees range from 0.10% to 2.0%.
Fees are calculated quarterly in advance based on the market value of the account. Prepaid, unearned fees are refunded upon termination.
Location
50 Baltimore Street, 4th Floor, Cumberland, MD, 21502
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
John is a partner at Smyth & Pyles, LLC providing accounting services, a partner at Route 68 Realty, LLC, a sole proprietor in real estate, and a director/owner at Restaurant Ventures, LLC. A majority of John's time is dedicated to investment-related services for CBIZ IAS.
Employment History
Current Registrations
CBIZ Investment Advisory Services, LLC
CBIZ Retirement Plan Advisory Services
CBIZ Financial Solutions, INC.Broker
Previous Registrations
H.D. Vest Investment ServicesBroker
H.D. Vest Investment Securities, INC.Broker
State Registrations23 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
More Advisors
- Krystal Stair, ChFCCBIZ Investment Advisory Services, LLC
- Todd Pyles, CFPCBIZ Investment Advisory Services, LLC
- Adam Mabee, CFPEdward Jones
- Robin Foreman, CFPProspera Financial Services, INC.
- Kristina Dunn, CFPProspera Financial Services, INC.
- Christopher Mathews, CFPWells Fargo Advisors