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Roger Ramirez

Spc
35 Years of Experience
Avon Lake, OH
2 DisclosuresBroker
View SEC Summary
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Roger Ramirez is a registered investment advisor at Spc, based in Avon Lake, OH, with 35 years of industry experience. Roger is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 3 more. Their firm serves 30,916 clients with $6.1B in assets under management.

Spc
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
474 advisors
Number of Clients
30,916 clients
Average Client Portfolio
$197K average
Assets Under Management
$6.1B

Fee Structure

Minimum Investment:$5.5K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

The maximum annual advisory fee is 2.50%. Advisors set their own rates for each account up to this maximum limit. A 0.15% program fee is included within the total fee.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

418 Bounty Way, Suite 101, Avon Lake, OH, 44012

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
June 2002
Denied
Customer Dispute
March 2002
Denied
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Roger offers financial services through XO Financial Group, LLC, and is a mentor coordinator for a local BNI group. He also participates in fundraising for St. Edward High School athletic teams and is a Republican Party Precinct Committee Member, dedicating minimal time to each of these activities.

Employment History
Current Registrations
Spc
November 2007 - Present · 18 yrs 11 mos
Sigma Financial CorporationBroker
November 2007 - Present · 18 yrs 11 mos
Previous Registrations
Raymond James & Associates, INC.
January 2001 - November 2007 · 6 yrs 10 mos
Raymond James & Associates, INC.Broker
October 2000 - November 2007 · 7 yrs 1 mo
Mcdonald Investments INC.Broker
May 1999 - November 2000 · 1 yr 6 mos
Key Investments INC.Broker
March 1995 - May 1999 · 4 yrs 2 mos
Society Investments, INC.Broker
April 1994 - March 1995 · 11 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
December 1990 - March 1994 · 3 yrs 3 mos
State Registrations2 states
OHTX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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