TrueAdvisor
TrueAdvisor
ES
ES

Ernest Smith

Cambridge Investment Research Advisors, INC.
34 Years of Experience
Rome, GA
8 DisclosuresBroker
View SEC Summary
View SEC Summary

Ernest Smith is a registered investment advisor at Cambridge Investment Research Advisors, INC., based in Rome, GA, with 34 years of industry experience. Ernest is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more. Their firm serves 361,213 clients with $140B in assets under management.

Cambridge Investment Research Advisors, INC.
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3940 advisors
Number of Clients
361,213 clients
Average Client Portfolio
$384K average
Assets Under Management
$138.7B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Maximum allowable advisory fee is 2.25% annually across platforms. Actual fees are negotiable and set by your financial professional based on account size, complexity, and specific program selected.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

901 N Broad Street, Suite 400, Rome, GA, 30161

Get directions

History

Regulatory History (8)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
October 2024
Settled
Customer Dispute
December 2002
Settled
Regulatory
November 2002
Final
Customer Dispute
October 2002
Settled
Customer Dispute
August 2002
Settled
Customer Dispute
July 2002
Settled
Customer Dispute
June 2002
Settled
Customer Dispute
April 2002
Settled
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Ernest is a partner in DLS Financial, LLC, which owns and operates an office building. Dempsey Lord Smith, LLC is a tenant in the building, and meetings are held after market closes.

Employment History
Current Registrations
Cambridge Investment Research Advisors, INC.
December 2025 - Present · 10 mos
Cambridge Investment Research, INC.Broker
November 2025 - Present · 11 mos
Previous Registrations
Dempsey Lord Smith, LLC
January 2026 - April 2026 · 3 mos
Dempsey Lord Smith, LLC
March 2007 - December 2025 · 18 yrs 9 mos
Dempsey Lord Smith, LLCBroker
March 2007 - November 2025 · 18 yrs 8 mos
Raymond James Financial Services
February 2006 - May 2007 · 1 yr 3 mos
Raymond James Financial Services, INC.Broker
February 2001 - May 2007 · 6 yrs 3 mos
Royal Alliance Associates, INC.Broker
February 1992 - March 2001 · 9 yrs 1 mo
State Registrations9 states
ALFLGAMONCNYPATXVA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in Rome, GA →All financial advisors in Georgia →