JH
CFP
JH
CFP

Judith Hernandez

34 Years of Experience
Commerce Twp, MI
BrokerSells Insurance

Judith Hernandez is a CFP-designated registered investment advisor at Commonwealth Financial Network, based in Commerce Twp, MI, with 34 years of industry experience. Judith is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 10 more. Their firm serves 360,488 clients with $210B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
2904 advisors
Number of Clients
360,488 clients
Average Client Portfolio
$590K average
Assets Under Management
$212.7B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Minimum Annual Fee:$600
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $750K2.25%
$750K - $1.0M2.00%
$1.0M - $2.0M1.75%
$2M+1.50%

Fees are negotiable. Schedule represents maximum allowable annual management fees for PPS Custom programs. Other programs like PPS Select and PPS Direct have separate advisor and program fee schedules.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

8615 Richardson Rd, #200, Commerce Twp, MI, 48390

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Judith sells fixed insurance products, dedicating about 10-20% of her time during business hours to this activity. She also works as a fitness instructor, but this is not investment-related and does not occur during business hours.

Employment History
Current Registrations
Commonwealth Financial Network
April 2023 - Present · 3 yrs 6 mos
Commonwealth Financial Network
April 2023 - Present · 3 yrs 6 mos
Commonwealth Financial NetworkBroker
April 2023 - Present · 3 yrs 6 mos
Previous Registrations
Cadaret, Grant & CO., INC.Broker
April 2021 - April 2023 · 2 yrs
Cadaret Grant & CO INC
April 2021 - April 2023 · 2 yrs
Cedar Brook Group
March 2018 - May 2023 · 5 yrs 2 mos
Securities America Advisors, INC.
December 2011 - April 2019 · 7 yrs 4 mos
The Professional Advisor Group, LLC
April 2010 - May 2012 · 2 yrs 1 mo
Securities America, INC.Broker
May 2007 - April 2021 · 13 yrs 11 mos
Royal Alliance Associates, INC.Broker
May 2004 - May 2007 · 3 yrs
Ing Financial Partners, INC
November 2003 - June 2004 · 7 mos
Ing Financial Partners, INC.Broker
January 2003 - June 2004 · 1 yr 5 mos
Ing Financial Advisers, LLCBroker
August 1998 - January 2003 · 4 yrs 5 mos
Aetna Financial Services, INC.Broker
September 1996 - September 2000 · 4 yrs
Aetna Investment Services, INC.Broker
November 1993 - July 1998 · 4 yrs 8 mos
Independence One Brokerage Services, INC.Broker
May 1992 - November 1993 · 1 yr 6 mos
Multi-Bank Securities, INC.Broker
January 1992 - May 1992 · 4 mos
State Registrations2 states
CAMI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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