Joseph Lux
Joseph Lux is a CFP-designated registered investment advisor at Gradient Advisors, LLC, based in Delmont, PA, with 15 years of industry experience. Joseph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management. Their firm serves 3,220 clients with $220M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Gradient Advisors uses third-party money managers to manage client accounts. The maximum annual fee Gradient Advisors will charge clients is 1.5% of the assets they manage. This fee is negotiable and depends on the money manager selected, the advisor providing services, and the value of the assets in the account. The fee is payable monthly, quarterly, or annually in advance or arrears based on the money manager. The investment management fees charged by the third-party managers are in addition to Gradient Advisors' fee.
Location
Delmont, PA
Get directionsHistory
Regulatory History (2)
Judgment / Lien
November 2010Customer Dispute
May 2005Other Business ActivitiesSells Insurance
Joseph owns Joe Lux Financial, providing financial planning, insurance, and advisory services, dedicating nearly full-time hours to it. He also owns The Joe Lux Financial Team, LLC, offering financial literacy programs, which takes about a quarter of his time.
Employment History
Current Registrations
Gradient Advisors, LLC
Previous Registrations
Blackridge Asset Management, LLC
Retirement Wealth Advisors, INC.
Prudential Financial Planning Services
Thrivent Investment Management INC.
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.