John Cvach
John Cvach is a registered investment advisor at Osaic Advisory Services, LLC, based in Centerville, MD, with 33 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Investment Management, and 1 more. Their firm serves 28,410 clients with $12B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Osaic Advisors offers investment management through several programs:
- Ally Account: Fees are negotiable, with a maximum annual fee of 2.50%. Transaction charges apply.
- Counsel Account: Fees are negotiable, with a maximum annual fee of 2.50%. This is a wrap account, so the fee covers both advice and transactions.
- Partner Program: Access to third-party managers with varying fees. Osaic either receives a portion of the fee or charges a separate consulting fee.
- Plan Participant Retirement Program: Maximum 3% annual fee, either fixed or tiered, based on assets in your retirement plan account.
Location
2623 Centreville Road, Centerville, MD, 21617
Get directionsHistory
Regulatory History (1)
Customer Dispute
November 2010Other Business Activities
John is the President of Cvach Financial Services, PA, where he does bookkeeping and tax preparation, dedicating nearly full-time hours. He also serves as Treasurer for Goodwill Fire Co Inc., a non-profit, spending a few hours per week, and works as an Advisor for Arbor Point Advisors, spending about 10-20% of his time using third-party money managers for clients.
Employment History
Current Registrations
Osaic Advisory Services, LLC
Osaic Wealth, INC.Broker
Previous Registrations
Arbor Point Advisors
Securities America, INC.Broker
Ssn Advisory, INC.
Securities Service Network, LLCBroker
Medallion Investment Services, INC.Broker
Medallion Advisory Services, LLC
Securities Service Network, INC.Broker
Ifg Network Securities, INC.Broker
Comprehensive Financial Services, INC.Broker
State Registrations6 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.