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Richard Waters

Osaic Institutions, INC.
27 Years of Experience
Plant City, FL
1 DisclosureBroker
View SEC Summary
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Richard Waters is a CFP-designated registered investment advisor at Osaic Institutions, INC., based in Plant City, FL, with 27 years of industry experience. Richard is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 9 more. Their firm serves 16,312 clients with $6.5B in assets under management.

Osaic Institutions, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
570 advisors
Number of Clients
16,312 clients
Average Client Portfolio
$398K average
Assets Under Management
$6.5B

Fee Structure

Minimum Investment:None
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

Maximum advisory fee is generally 2.50% and is negotiable between the advisor and client.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1804 James L Redman Parkway, Plant City, FL, 33563

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
November 2002
Closed-No Action
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Richard is a publishing author, contributing financial advice content to a book focused on NFL players, dedicating about 10-20% of his time. He also provides financial planning and counseling for military families through Magellan Financial, spending a few hours per week on this activity.

Employment History
Current Registrations
Osaic Institutions, INC.
August 2020 - Present · 6 yrs 2 mos
Osaic Institutions, INC.Broker
August 2020 - Present · 6 yrs 2 mos
Previous Registrations
Ameriprise Financial Services, LLC.
October 2018 - August 2020 · 1 yr 10 mos
Ameriprise Financial Services, LLCBroker
October 2018 - August 2020 · 1 yr 10 mos
Infinex Investments, INC.
February 2014 - October 2018 · 4 yrs 8 mos
Infinex Investments, INC.Broker
February 2014 - October 2018 · 4 yrs 8 mos
LPL Financial LLC
February 2008 - March 2014 · 6 yrs 1 mo
LPL Financial LLCBroker
January 2008 - March 2014 · 6 yrs 2 mos
Infinex Investments, INC.
December 2004 - January 2008 · 3 yrs 1 mo
Infinex Investments, INC.Broker
December 2004 - January 2008 · 3 yrs 1 mo
Money Concepts Capital CORP
May 2004 - December 2004 · 7 mos
Money Concepts Capital CORPBroker
May 2004 - December 2004 · 7 mos
Suntrust Securities, INC.
January 2000 - April 2004 · 4 yrs 3 mos
Suntrust Securities, INC.Broker
January 2000 - April 2004 · 4 yrs 3 mos
Lux Investor Services CorporationBroker
November 1993 - November 1994 · 1 yr
State Registrations12 states
AZFLGAINMINHNYPASCTXVAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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