Stephen Nichols is a registered investment advisor at Spc, based in Ann Arbor, MI, with 27 years of industry experience. Stephen operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 30,881 clients with $5.7B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
SPC offers investment management through the SIGMA Managed Account program. Clients pay an annual account management fee based on a percentage of their account assets. The fee includes a program fee and the IAR's compensation. For example, if your account AUM is $1,500,000, the first $500,000 is billed at 2.50%, the next $250,000 at 1.75%, the next $250,000 at 1.50%, and the remaining $500,000 at 1.25%. The maximum annual advisory fee is 2.5%. The program fee is 0.15% on all assets. There is a $30 minimum annual program fee.
SPC also offers direct-at-fund programs where clients pay an annual asset-based investment management fee of 0.5%.
Location
300 Parkland Plaza, Ann Arbor, MI, 48103
Get directionsHistory
Regulatory History (2)
Customer Dispute
March 2009Customer Dispute
July 2000Other Business ActivitiesSells Insurance
Stephen sells and services group life, health, long-term care, and disability insurance through Centennial Associates, Inc. He also offers advisory services through G3 Strategic Advisors, dedicating nearly full-time hours to this activity.
Employment History
Current Registrations
Spc
Previous Registrations
Citizens Securities, INC.
Citizens Securities, INC.Broker
Princor Financial Services Corporation
Princor Financial Services CorporationBroker
Securian Financial Services, INC.
Securian Financial Services, INC.Broker
Centennial Financial Services, INC.Broker
Ascend Financial Services, INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.