MC
MC

Michael Cho

29 Years of Experience
Farmington Hills, MI
2 DisclosuresSells Insurance

Michael Cho is a registered investment advisor at Armor Wealth Strategies, LLC, based in Farmington Hills, MI, with 29 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 2 more. Their firm serves 62 clients with $15M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1 advisor
Number of Clients
62 clients
Average Client Portfolio
$242K average
Assets Under Management
$15.0M

Fee Structure

Minimum Investment:$1M
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M1.50%
$1.0M - $2.5M1.25%
$2.5M - $5.0M1.00%
$5.0M - $10.0M0.75%
$10.0M - $20.0M0.50%
$20M+0.50%

Fees are negotiable. These fees are only available to legacy clients.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

33228 West 12 Mile Rd., #131, Farmington Hills, MI, 48334

Get directions

History

Regulatory History (2)
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Regulatory
July 2022
Final
Employment Separation After Allegations
February 2021
Other Business ActivitiesSells Insurance

Michael referees fencing matches and is also an insurance agent, spending about 10-20% of his time on the latter. He also volunteers as treasurer for the Disability Network of Oakland and Macomb Counties, dedicating a few hours per week.

Employment History
Current Registrations
Armor Wealth Strategies, LLC
March 2025 - Present · 1 yr 2 mos
Previous Registrations
Cutter & Company, INC.
May 2021 - March 2025 · 3 yrs 10 mos
Cutter & Company, INC.Broker
April 2021 - August 2022 · 1 yr 4 mos
Morgan Stanley
June 2009 - March 2021 · 11 yrs 9 mos
Morgan StanleyBroker
June 2009 - March 2021 · 11 yrs 9 mos
Morgan Stanley & CO. Incorporated
April 2007 - June 2009 · 2 yrs 2 mos
Morgan Stanley & CO. IncorporatedBroker
April 2007 - June 2009 · 2 yrs 2 mos
Morgan Stanley
March 2007 - April 2007 · 1 mo
Morgan Stanley Dw INC.Broker
October 2005 - April 2007 · 1 yr 6 mos
Morgan Stanley Dw INC.Broker
July 2000 - November 2004 · 4 yrs 4 mos
Salomon Smith Barney INC.Broker
April 1995 - July 2000 · 5 yrs 3 mos
State Registrations1 state
MI
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Michael Cho - Financial Advisor | TrueAdvisor