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Frederic Perret

Horizons Sustainable Financial Services, INC.
30 Years of Experience
Birmingham, AL
1 DisclosureSells Insurance
View SEC Summary
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Frederic Perret is a registered investment advisor at Horizons Sustainable Financial Services, INC., based in Birmingham, AL, with 30 years of industry experience. Frederic operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 4 more. Their firm serves 310 clients with $150M in assets under management.

Horizons Sustainable Financial Services, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
6 advisors
Number of Clients
310 clients
Average Client Portfolio
$488K average
Assets Under Management
$151.2M

Fee Structure

Minimum Investment:None
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $200K1.25%
$200K - $500K1.25%
$500K - $1.0M1.10%
$1.0M - $2.0M0.97%
$2.0M - $3.0M0.89%
$3.0M - $5.0M0.81%
$5M+0.81%

Rates shown are for Schwab Mutual Fund / ETF portfolios. Schwab Fixed Income Only portfolios range from 0.45% to 0.70%, and Goldman third-party manager portfolios range from 0.60% to 1.20%. Fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

300 Vestavia Parkway, Ste 2300, Birmingham, AL, 35216

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History

Regulatory History (1)
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Regulatory
February 2010
Final
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Frederic is the president of The Perret Financial Group, offering financial planning and fixed insurance products, dedicating nearly full-time hours to this role. He also serves as treasurer for Alabama First and Alabama Rivers Alliance, spending a few hours per week on each.

Employment History
Current Registrations
Horizons Sustainable Financial Services, INC.
August 2020 - Present · 6 yrs 2 mos
Previous Registrations
First Affirmative Financial Network LLC
January 2018 - September 2020 · 2 yrs 8 mos
First Affirmative Financial Network LLC
January 2018 - January 2018 · 0 mos
Investment Advisors
October 2002 - December 2017 · 15 yrs 2 mos
Proequities, INC.Broker
November 2000 - December 2017 · 17 yrs 1 mo
Princor Financial Services CorporationBroker
October 1998 - November 2000 · 2 yrs 1 mo
Pnmr Securities, INC.Broker
May 1998 - October 1998 · 5 mos
Nylife Securities INC.Broker
September 1995 - January 1998 · 2 yrs 4 mos
State Registrations2 states
ALNM
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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