Horizons Sustainable Financial Services, Inc. is a registered investment advisor founded in 2013 and based in Santa Fe, New Mexico, with additional representatives in other states. The firm specializes in sustainable, responsible, and impact investing, helping individuals align their portfolios with environmental, social, and governance values. The firm offers a broad range of services, including comprehensive and modular financial planning, investment consultation, and ongoing portfolio management. Investment management is provided through direct supervisory services as well as by connecting clients with pre-screened third-party investment managers. Advisory services cover retirement planning, tax strategies, cash flow and budgeting, education funding, risk management, and estate planning. Horizons Sustainable Financial Services holds itself to a fiduciary standard, meaning they are legally required to act in each client's best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 1.25% |
| $200K - $500K | 1.25% |
| $500K - $1.0M | 1.10% |
| $1.0M - $2.0M | 0.97% |
| $2.0M - $3.0M | 0.89% |
| $3.0M - $5.0M | 0.81% |
| $5M+ | 0.81% |
Rates shown are for Schwab Mutual Fund / ETF portfolios. Schwab Fixed Income Only portfolios range from 0.45% to 0.70%, and Goldman third-party manager portfolios range from 0.60% to 1.20%. Fees are negotiable.