Craig Cairns is a registered investment advisor at Howe and Rusling, INC., based in Rochester, NY, with 5 years of industry experience. Craig operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, High Net Worth, Insurance Planning, Investment Management, and 2 more. Their firm serves 1,397 clients with $2.4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $1.0M | 1.00% |
| $1M+ | 0.80% |
Rates apply to equity and balanced accounts. Fixed income-only accounts are charged 0.50% and Exchange-Traded Fund-only accounts are charged 0.80%. Fees and minimums may be negotiable for family relationships.
Fee Estimator
Location
165 Culver Rd, Suite 100, Rochester, NY, 14620
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Craig serves as a member of the Board of Directors of Transcat, Inc. He devotes a few hours per week to this activity.
Employment History
Current Registrations
Howe and Rusling, INC.
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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