Howe and Rusling is a registered investment advisor founded in 1930 and based in Rochester, New York. The firm primarily manages investment portfolios focusing on large-cap stocks, exchange-traded funds, and fixed-income securities like government and corporate bonds. Its core investment strategies include a diversified Core Equity Portfolio, an Equity Income Portfolio for dividend-focused investors, and various fixed-income strategies. In addition to managing investments, Howe and Rusling offers personal financial planning covering retirement, taxes, cash flow, estate planning, and insurance needs. The firm primarily serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. Client accounts are generally managed on a discretionary basis, meaning the firm makes trades on behalf of the client based on an agreed-upon strategy.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $1.0M | 1.00% |
| $1M+ | 0.80% |
Rates apply to equity and balanced accounts. Fixed income-only accounts are charged 0.50% and Exchange-Traded Fund-only accounts are charged 0.80%. Fees and minimums may be negotiable for family relationships.
