TrueAdvisor
TrueAdvisor
RC
RC

Robert Cruces

M&a Wealth
13 Years of Experience
New York, NY
2 DisclosuresSells Insurance
View SEC Summary
View SEC Summary

Robert Cruces is a registered investment advisor at M&a Wealth, based in New York, NY, with 13 years of industry experience. Robert operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Divorce Planning, Education Planning, and 7 more. Their firm serves 98 clients with $18M in assets under management.

M&a Wealth
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
4 advisors
Number of Clients
98 clients
Average Client Portfolio
$185K average
Assets Under Management
$18.1M

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $500K1.85%
$500K - $1.0M1.75%
$500K - $7.5M1.25%
$1.0M - $2.5M1.50%
$2.5M - $5.0M1.35%
$5.0M - $10.0M1.15%
$10.0M - $20.0M1.00%
$20M+0.85%

Fees are negotiable. Accounts from the same household are aggregated for fee calculation purposes.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

New York, NY

Get directions

History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Financial
June 2020
Final
Regulatory
August 2010
Final
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Robert is an agent at Standard Capital Financial since 2014, selling life and health insurance. This takes about a quarter of his time, with about 20 hours per month during trading hours.

Employment History
Current Registrations
M&a Wealth
March 2026 - Present · 7 mos
Previous Registrations
Brookstone Wealth Advisors, LLC
January 2023 - April 2026 · 3 yrs 3 mos
Gradient Advisors, LLC
November 2021 - January 2023 · 1 yr 2 mos
Simplicity Wealth
July 2020 - October 2021 · 1 yr 3 mos
Royal Fund Management, LLC
August 2017 - August 2020 · 3 yrs
Wealth Financial Advisory Services, LLC
May 2016 - May 2016 · 0 mos
Aura Financial Services, INC.Broker
November 2005 - May 2006 · 6 mos
Nylife Securities INC.Broker
July 2001 - June 2003 · 1 yr 11 mos
Dean Witter Reynolds INC.Broker
January 2000 - January 2001 · 1 yr
Chatfield Dean & CO., INC.Broker
September 1998 - November 1998 · 2 mos
Pacific Continental Securities CorporationBroker
August 1998 - September 1998 · 1 mo
On-Site Trading, INC.Broker
March 1998 - May 1998 · 2 mos
Duke & CO., INC.Broker
July 1997 - January 1998 · 6 mos
Duke & CO., INC.Broker
April 1997 - May 1997 · 1 mo
Royce Investment Group, INC.Broker
February 1997 - May 1997 · 3 mos
State Registrations1 state
NJ
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in New York, NY →All financial advisors in New York →