Jeffrey Bograd

Fourth Quarter Retirement Strategies offers ongoing financial planning for a monthly fee. The service includes:

• Working with a planner to establish financial goals
• Analysis of net worth, cash flow, insurance, credit scores, employee benefits, retirement planning, investments, college planning, and estate planning
• A written or electronic financial plan
• Monitoring of the plan and recommendations for changes
• Follow-up calls and emails to ensure action steps are carried out
• An annual review of the plan

The upfront charge is $1600, and the ongoing monthly fee is $200. The fee may be negotiable. The service can be terminated with 30 days' notice.

Fourth Quarter Retirement Strategies offers project-based financial planning on a fixed-fee basis. The fee ranges from $500 to $10,000, depending on the complexity and needs of the client. This covers topics such as:

• Retirement planning
• Risk management
• College savings
• Cash flow
• Debt management
• Work benefits
• Estate and incapacity planning