Fourth Quarter Retirement Strategies provides financial planning services to individuals and high net-worth individuals. The firm offers project-based financial planning on topics like retirement, risk management, college savings, and estate planning. They also offer ongoing comprehensive financial planning for a fixed monthly fee, where a planner works with clients to develop, implement, and monitor their plan.
Fee Structure
Fourth Quarter Retirement Strategies offers ongoing financial planning for a monthly fee. The service includes:
- Working with a planner to establish financial goals
- Analysis of net worth, cash flow, insurance, credit scores, employee benefits, retirement planning, investments, college planning, and estate planning
- A written or electronic financial plan
- Monitoring of the plan and recommendations for changes
- Follow-up calls and emails to ensure action steps are carried out
- An annual review of the plan
The upfront charge is $1600, and the ongoing monthly fee is $200. The fee may be negotiable. The service can be terminated with 30 days' notice.
Fourth Quarter Retirement Strategies offers project-based financial planning on a fixed-fee basis. The fee ranges from $500 to $10,000, depending on the complexity and needs of the client. This covers topics such as:
- Retirement planning
- Risk management
- College savings
- Cash flow
- Debt management
- Work benefits
- Estate and incapacity planning