Bernard Garrah
Bernard Garrah is a ChFC-designated registered investment advisor at Tempo Wealth, based in Independence, OH, with 29 years of industry experience. Bernard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, High Net Worth, and 4 more. Their firm serves 112 clients with $220M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.15% |
| $1.0M - $3.0M | 1.10% |
| $3.0M - $6.0M | 1.00% |
| $6.0M - $10.0M | 0.80% |
| $10.0M - $20.0M | 0.70% |
| $20M+ | 0.70% |
Fees are negotiable for accounts over $20M. There are different rates for wealth management with financial planning versus investment management only. Wealth Management with Financial Planning: - First $1M: 1.0% - $1M-$3M: 1.0% - $3M-$6M: 0.90% - $6M-$10M: 0.80% - $10M-$20M: 0.60% - Over $20M: Negotiable
Fee Estimator
Location
6133 Rockside Road, Building Ii, Suite 400, Independence, OH, 44131
Get directionsHistory
Regulatory History (2)
Customer Dispute
December 2007Employment Separation After Allegations
June 1999Other Business ActivitiesSells Insurance
Bernard is an insurance agent since 2001, selling individual life, traditional life, disability insurance (DI), long-term care (LTC), and fixed annuities. He also serves as principal of CW Insurance, LLC, spending minimal time on these activities.
Employment History
Current Registrations
Tempo Wealth
Previous Registrations
Cleveland Wealth, LLC
MML Investors Services, LLC
MML Investors Services, LLCBroker
Hantz Financial Services, INC.Broker
Hantz Financial Services, INC.Broker
Vestax Securities CorporationBroker
Concord Brokerage Services, INC.Broker
American Express Financial Advisors INC.Broker
Ids Life Insurance CompanyBroker
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.