Raymond Hayes is a registered investment advisor at Voya Financial Advisors, INC., based in Houston, TX, with 26 years of industry experience. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 2 more. Their firm serves 11,854 clients with $2.7B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Voya Financial Advisors offers several investment management programs with fees based on a percentage of your portfolio's value. These programs include Morningstar Wealth Management, Voya Global Perspectives Market Models (GPMM), and Unified Managed Accounts (UMA). The maximum annual fee for these programs can be up to 2.75% of your portfolio. The Voya Digital Adviser (VDA) program has a maximum annual fee of 1.1%. There are also third-party money manager programs with fees ranging from 0.75% to 2.50%. Some programs have minimum account sizes. Fees are typically deducted from your account monthly or quarterly.
Location
Houston, TX
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Raymond is the Managing Director of ATRA VIR CAPITAL, LLC, a general purpose LLC, since 2009. This activity is not investment-related and takes minimal time.
Employment History
Current Registrations
Voya Financial Advisors, INC.
Voya Financial Advisors, INC.
Voya Financial Partners, LLC
Voya Financial Partners, LLCBroker
Voya Financial Advisors, INC.Broker
Previous Registrations
Kestra Investment Services, LLCBroker
Kestra Advisory Services, LLC
Next Financial Group, INC.
Next Financial Group, INC.Broker
Ameriprise Financial Services, INC.
Ameriprise Financial Services, INC.Broker
Fsc Securities CorporationBroker
Fsc Securities Corporation
Foresters Equity Services, INC.Broker
Atra Vir Capital
Citigroup Global Markets INC.
Citigroup Global Markets INC.Broker
Stanford Group CompanyBroker
Stanford Group Company
E*trade Securities LLCBroker
AXA Advisors, LLC
AXA Advisors, LLCBroker
TD Waterhouse Investor Services, INC.
TD Waterhouse Investor Services, INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.