MH
MH

Michael Hayes

28 Years of Experience
San Diego, CA
BrokerSells Insurance

Michael Hayes is a registered investment advisor at Cetera Investment Advisers LLC, based in San Diego, CA, with 28 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

13425 Cool Lake Way, San Diego, CA, 92128

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Michael sells fixed insurance products, including life and long-term care, with various companies. He also owns American Real Estate Brokers, spending about 10-20% of his time on purchasing and selling real estate, and owns American Financial Group, dedicating a few hours per week to it.

Employment History
Current Registrations
Cetera Investment Advisers LLC
June 2023 - Present · 2 yrs 11 mos
Cetera Wealth Services, LLCBroker
November 2017 - Present · 8 yrs 6 mos
Previous Registrations
Cetera Advisor Networks LLC
October 2017 - June 2023 · 5 yrs 8 mos
Girard Securities, INC.Broker
December 2004 - November 2017 · 12 yrs 11 mos
Girard Securities, INC.
December 2004 - November 2017 · 12 yrs 11 mos
Spelman & CO INC
January 2003 - December 2004 · 1 yr 11 mos
Spelman & CO., INC.Broker
December 2002 - December 2004 · 2 yrs
Morgan Stanley
August 1998 - November 2002 · 4 yrs 3 mos
Morgan Stanley Dw INC.Broker
March 1998 - November 2002 · 4 yrs 8 mos
Painewebber IncorporatedBroker
May 1997 - April 1998 · 11 mos
State Registrations6 states
AKCALAMNORWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.