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JB
CFP
JB
CFP

John Balcerzak

A4 Wealth Advisors LLC
19 Years of Experience
Huntersville, NC
3 DisclosuresSells Insurance
View SEC Summary
View SEC Summary

John Balcerzak is a CFP-designated registered investment advisor at A4 Wealth Advisors LLC, based in Huntersville, NC, with 19 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Alternative Investments, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 587 clients with $210M in assets under management.

A4 Wealth Advisors LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
8 advisors
Number of Clients
587 clients
Average Client Portfolio
$364K average
Assets Under Management
$213.7M

Fee Structure

Minimum Investment:$500K
Planning is included in investment management
Minimum Annual Fee:$2,500
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $100K2.50%
$100K - $10.0M1.60%
$10M+0.80%

Fees may be negotiable, and accounts within the same household may be combined for a reduced fee. A $15 quarterly service fee applies to certain reporting accounts.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

16140 Northcross Drive, Huntersville, NC, 28078

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History

Regulatory History (3)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
October 2025
Closed-No Action
Customer Dispute
January 2025
Pending
Customer Dispute
July 2024
Pending
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

John is a managing member and insurance agent at A4 Insurance Solutions, dedicating about a quarter of his time to insurance sales and services. He also manages JBB Holdings, a holding company, and Sunset Cove Enterprises LLC, a land development company, spending minimal time and a few hours per week on these ventures, respectively.

Employment History
Current Registrations
A4 Wealth Advisors LLC
June 2010 - Present · 16 yrs 4 mos
Previous Registrations
Formula Folio Investments
April 2018 - December 2021 · 3 yrs 8 mos
Gradient Investments, LLC
December 2015 - December 2022 · 7 yrs
Trident Investment Management INC
June 2009 - May 2010 · 11 mos
Kcd Financial, INC.
December 2007 - June 2009 · 1 yr 6 mos
Investment Advisors International, INC.
October 2006 - December 2007 · 1 yr 2 mos
State Registrations2 states
NCTX
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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