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Yahaira Torres-Siaca

Independent Financial Group, LLC
25 Years of Experience
Guaynabo, PR
1 DisclosureBrokerSells Insurance
View SEC Summary
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Yahaira Torres-Siaca is a registered investment advisor at Independent Financial Group, LLC, based in Guaynabo, PR, with 25 years of industry experience. Yahaira is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 9 more. Their firm serves 26,635 clients with $13B in assets under management.

Independent Financial Group, LLC
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
541 advisors
Number of Clients
26,635 clients
Average Client Portfolio
$485K average
Assets Under Management
$12.9B

Fee Structure

Minimum Investment:$25K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Up to $250K2.00%
$250K - $500K2.00%
$500K - $1.0M2.00%
$1.0M - $2.0M2.00%
$2.0M - $5.0M2.00%
$5M+2.00%

Maximum advisor fee is shown; program fees (0.04% to 0.16%) and transaction charges may apply depending on the selected program. Fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

Metro Office Park St. 1 Lot 3, Ste. 520, Guaynabo, PR, 00968

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
February 2009
Withdrawn
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Yahaira is a managing partner at Pension Advisors Puerto Rico, a DBA used for marketing purposes, dedicating a few hours per week. She is also a Puerto Rico insurance agent offering various types of insurance products, spending a few hours per week on this activity.

Employment History
Current Registrations
Independent Financial Group, LLC
February 2015 - Present · 11 yrs 8 mos
Independent Financial Group, LLCBroker
July 2014 - Present · 12 yrs 3 mos
Previous Registrations
Adviseme National Advisors
February 2015 - February 2021 · 6 yrs
Financial Telesis INCBroker
August 2012 - July 2014 · 1 yr 11 mos
Pariter Securities, LLCBroker
June 2009 - August 2012 · 3 yrs 2 mos
NFP Securities, INC.Broker
March 2004 - May 2009 · 5 yrs 2 mos
Walnut Street Securities, INC.Broker
April 2001 - March 2004 · 2 yrs 11 mos
State Registrations6 states
CAFLMAPRTXVirgin Islands
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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