JR
JR

John Raybould

27 Years of Experience
Salt Lake City, UT
2 DisclosuresBrokerSells Insurance

John Raybould is a registered investment advisor at Commonwealth Financial Network, based in Salt Lake City, UT, with 27 years of industry experience. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 399,450 clients with $210B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3079 advisors
Number of Clients
399,450 clients
Average Client Portfolio
$525K average
Assets Under Management
$209.7B

Fee Structure

Commonwealth Financial Network offers investment management through various programs like PPS Custom, PPS Select, and PPS Direct. Fees are generally calculated as a percentage of your portfolio, including cash and money market positions. The exact fees vary depending on the specific program and the agreement between you and your advisor.

Commonwealth generally offers two types of fee schedules: blended and breakpoint. With a blended schedule, different portions of your portfolio are charged at different rates. With a breakpoint schedule, the fee rate declines as your portfolio value reaches certain levels. All fees are negotiable between the advisor and client.

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Location

4525 South Wasatch Blvd., Suite 250, Salt Lake City, UT, 84124

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
August 2016
Settled
Customer Dispute
November 2002
Settled
Other Business ActivitiesSells Insurance

John sells fixed insurance products as an insurance agent and is the president and owner of JR Consulting, Inc., which operates a securities business full-time. He also manages JRKR Investments, LLC, a real estate holding company, and is affiliated with Sterling Financial Group, spending minimal time on these activities, and is a trustee for a family trust and sole owner of P960, LLC.

Employment History
Current Registrations
Commonwealth Financial Network
September 2002 - Present · 23 yrs 10 mos
Commonwealth Financial NetworkBroker
September 2002 - Present · 23 yrs 10 mos
Previous Registrations
Signator Investors, INC.
November 2001 - October 2002 · 11 mos
Signator Investors, INC.Broker
September 1998 - October 2002 · 4 yrs 1 mo
State Registrations20 states
AZCACODCDEFLGAIDILMDNDNJNVNYOHORTNTXUTVA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.