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Joel Harworth

Centaurus Financial, INC.
26 Years of Experience
Upland, CA
4 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Joel Harworth is a registered investment advisor at Centaurus Financial, INC., based in Upland, CA, with 26 years of industry experience. Joel is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Corporate Executives, Education Planning, Estate Planning, and 5 more. Their firm serves 45,336 clients with $9.7B in assets under management.

Centaurus Financial, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
441 advisors
Number of Clients
45,336 clients
Average Client Portfolio
$215K average
Assets Under Management
$9.7B

Fee Structure

Minimum Investment:$25K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Maximum advisory fee is 2.25% for most programs (1.50% for annuity and variable life management, 1.35% for adviser-directed accounts). Fees are negotiable at the discretion of the representative.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

818 North Mountain Ave., Suite #200, Upland, CA, 91786

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History

Regulatory History (4)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
August 2024
Settled
Customer Dispute
April 2024
Settled
Employment Separation After Allegations
May 2015
Customer Dispute
November 2008
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Joel is a benefits planner assisting clients with Medi-Cal planning, a line cook for Hope Cafe and Catering, an estate plan coordinator for Ameristate Legal Plan, and the owner of Connect Tax and Wealth Management. He also consults on health and Medicare insurance.

Employment History
Current Registrations
Centaurus Financial, INC.Broker
April 2016 - Present · 10 yrs 6 mos
Centaurus Financial, INC.
April 2016 - Present · 10 yrs 6 mos
Previous Registrations
Wescom Financial ServicesBroker
August 2004 - May 2015 · 10 yrs 9 mos
Wescom Financial Services, LLC
June 2003 - May 2015 · 11 yrs 11 mos
Cuso Financial Services, L.P.
March 2002 - August 2004 · 2 yrs 5 mos
Cuso Financial Services, L.P.Broker
March 2000 - August 2004 · 4 yrs 5 mos
Wescom Discount BrokerageBroker
March 1999 - August 2000 · 1 yr 5 mos
State Registrations10 states
AZCAIDILNVOHSCTXVAWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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