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CFP
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CFP

Brian Gardiner

Vanderbilt Advisory Services
26 Years of Experience
Westminster, MD
2 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Brian Gardiner is a CFP-designated registered investment advisor at Vanderbilt Advisory Services, based in Westminster, MD, with 26 years of industry experience. Brian is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 2 more. Their firm serves 6,470 clients with $2.1B in assets under management.

Vanderbilt Advisory Services
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
166 advisors
Number of Clients
6,470 clients
Average Client Portfolio
$326K average
Assets Under Management
$2.1B

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Minimum Annual Fee:$90
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $100K2.50%
$100K - $250K2.25%
$250K - $500K2.00%
$500K - $1.0M1.75%
$1.0M - $2.0M1.50%
$2.0M - $5.0M1.25%
$5.0M - $10.0M1.00%
$10M+0.75%

Firm also offers threshold billing, flat percentage, and flat annual fee structures. Fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

6 East Green Street, Westminster, MD, 21157

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2025
Settled
Employment Separation After Allegations
December 2011
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Brian is involved in several outside business activities, including insurance sales, real estate rental properties, estate planning, and tax preparation. He dedicates a few hours per week to insurance sales and rental properties, about 10% of his time to estate planning, and about a quarter of his time to tax preparation.

Employment History
Current Registrations
Vanderbilt Securities, LLCBroker
February 2023 - Present · 3 yrs 8 mos
Vanderbilt Advisory Services
February 2023 - Present · 3 yrs 8 mos
Previous Registrations
Coastal Equities, INC.Broker
May 2020 - February 2023 · 2 yrs 9 mos
Coastal Investment Advisors
May 2020 - February 2023 · 2 yrs 9 mos
Cabot Lodge Securities LLCBroker
June 2013 - May 2020 · 6 yrs 11 mos
Allied Beacon Partners, INC.Broker
March 2012 - June 2013 · 1 yr 3 mos
Cl Wealth Management LLC
March 2012 - May 2020 · 8 yrs 2 mos
AXA Advisors, LLC
June 2009 - December 2011 · 2 yrs 6 mos
AXA Advisors, LLCBroker
June 2009 - December 2011 · 2 yrs 6 mos
Lincoln Financial Advisors Corporation
July 2002 - June 2009 · 6 yrs 11 mos
Lincoln Financial Advisors CorporationBroker
June 2002 - June 2009 · 7 yrs
The Lincoln National Life Insurance CompanyBroker
June 2002 - June 2006 · 4 yrs
Intersecurities, INC.Broker
April 2001 - May 2002 · 1 yr 1 mo
Suntrust Securities, INC.Broker
September 2000 - March 2001 · 6 mos
Dean Witter Reynolds INC.Broker
August 1999 - March 2000 · 7 mos
State Registrations6 states
MDNYOHPASCWV
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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