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Harvey Richards

Cambridge Investment Research Advisors, INC.
52 Years of Experience
San Antonio, TX
1 DisclosureBrokerSells Insurance
View SEC Summary
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Harvey Richards is a ChFC-designated registered investment advisor at Cambridge Investment Research Advisors, INC., based in San Antonio, TX, with 52 years of industry experience. Harvey is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more. Their firm serves 361,213 clients with $140B in assets under management.

Cambridge Investment Research Advisors, INC.
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3940 advisors
Number of Clients
361,213 clients
Average Client Portfolio
$384K average
Assets Under Management
$138.7B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Maximum allowable advisory fee is 2.25% annually across platforms. Actual fees are negotiable and set by your financial professional based on account size, complexity, and specific program selected.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

8245 Two Winds, San Antonio, TX, 78255

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
September 2009
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Harvey is an insurance agent selling life, health, and fixed annuities, dedicating about 30 hours per week to this activity. He is also an advisory representative of a RIA, spending about 20 hours per week on this, and an Investment Advisor Representative, spending about 160 hours per month on this.

Employment History
Current Registrations
Cambridge Investment Research, INC.Broker
March 2016 - Present · 10 yrs 7 mos
Cambridge Investment Research Advisors, INC.
March 2016 - Present · 10 yrs 7 mos
Previous Registrations
Transamerica Financial Advisors, INC.
September 2009 - April 2016 · 6 yrs 7 mos
Transamerica Financial Advisors, INCBroker
September 2009 - April 2016 · 6 yrs 7 mos
Transamerica Securities Sales CorporationBroker
March 1987 - August 1995 · 8 yrs 5 mos
Transamerica Financial Advisors, INC.
August 1983 - September 2009 · 26 yrs 1 mo
Transamerica Financial Advisors, INC.Broker
January 1974 - September 2009 · 35 yrs 8 mos
State Registrations7 states
CACOOKTNTXWAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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