James Williams
James Williams is a registered investment advisor at Spectrum Financial Resources, based in St. Clair Shores, MI, with 26 years of industry experience. James operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Investment Management, Retirement Planning, Tax Planning. Their firm serves 545 clients with $210M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 2.00% |
| $500K - $1.0M | 1.75% |
| $1.0M - $5.0M | 1.00% |
| $5M+ | 1.00% |
Fees are negotiable for portfolios over $5,000,001.
Fee Estimator
Location
22611 Greater Mack Ave., St. Clair Shores, MI, 48080
Get directionsHistory
Regulatory History (1)
Employment Separation After Allegations
June 2014Other Business ActivitiesSells Insurance
James is a financial advisor with United Planners and Spectrum Financial, and has ownership in 22611 Mack Ave LLC (real estate) and JD Williams Enterprises LLC (payroll/tax purposes). He is also a notary and owns/represents Williams & Payne LLC, which sells non-variable insurance.
Employment History
Current Registrations
Spectrum Financial Resources
United Planners' Financial Services of America a Limited PartnerBroker
Previous Registrations
J.P. Morgan Securities LLCBroker
J.P. Morgan Securities LLC
Chase Investment Services CORP.
Chase Investment Services CORP.Broker
Banc One Securities CorporationBroker
Hantz Financial Services, INC.Broker
State Registrations19 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.