United Planners' Financial Services of America a Limited Partner
United Planners Financial Services is a national wealth management firm offering investment management, financial planning, and consulting services. Operating through independent financial professionals who act as investment advisor representatives, United Planners provides personalized portfolio management, retirement planning, tax strategies, and estate planning. The firm utilizes an open-architecture platform, allowing advisors to manage client accounts across various third-party custodians like Charles Schwab, Fidelity, and Pershing, as well as through third-party money managers. United Planners does not establish fixed fee schedules at the firm level; instead, individual advisors set their own advisory fees, which are typically based on a percentage of assets under management or through fixed/hourly fees for financial planning. Clients can also access specialized programs and cash management services.
Fee Structure
United Planners does not set a firm-wide investment management fee schedule. Instead, your advisor will determine an advisory fee based on the complexity of your portfolio, the services provided, and the platform used.
- The maximum annual advisory fee cannot exceed 3% of your portfolio.
- Depending on the account type (such as Pershing UPlan or third-party custodian accounts), there may be additional administration or program fees ranging from 0.05% to 0.19% per year, or flat monthly fees (such as $8 per month for certain custodian accounts).
- Your advisor will discuss and agree upon the specific fee structure with you before managing your investments.