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CFP
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CFP

Terry Royal

Raymond James Financial Services Advisors, INC
26 Years of Experience
Bardstown, KY
Broker
View SEC Summary
View SEC Summary

Terry Royal is a CFP-designated registered investment advisor at Raymond James Financial Services Advisors, INC, based in Bardstown, KY, with 26 years of industry experience. Terry is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 508,439 clients with $390B in assets under management.

Raymond James Financial Services Advisors, INC
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
6696 advisors
Number of Clients
508,439 clients
Average Client Portfolio
$767K average
Assets Under Management
$390.0B

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Maximum annual fee percentage is 2.25% of assets under advisement. Specific fees are negotiable with your financial advisor based on time, complexity, and portfolio size.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
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Location

631 N. Third Street, Bardstown, KY, 40004

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business Activities

Terry is a partner in Royal Legacy Holdings, LLC, a commercial rental property in Louisville, KY, since February 2024. Terry spends minimal time on this activity, which is intended to be an Edward Jones office.

Employment History
Current Registrations
Raymond James Financial Services Advisors, INC
August 2025 - Present · 1 yr 2 mos
Raymond James Financial Services, INC.Broker
August 2025 - Present · 1 yr 2 mos
Previous Registrations
Edward Jones
January 2007 - August 2025 · 18 yrs 7 mos
Edward JonesBroker
January 2000 - August 2025 · 25 yrs 7 mos
State Registrations29 states
ALAZCACODCFLGAHIILINKSKYMAMDMOMSNCNJNVOHOKORPATNTXVAWAWIWV
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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