Nicholas Hester is a registered investment advisor at First Heartland Consultants, INC., based in Cottleville, MO, with 21 years of industry experience. Nicholas operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 3 more. Their firm serves 6,771 clients with $1.8B in assets under management.
First Heartland Consultants offers a non-wrap program where your advisor manages your investments for a fee. The maximum fee is 1.75% of the assets managed, but the actual fee is negotiated between you and your advisor. This fee is paid quarterly in advance.
They also offer a 401(k) self-directed brokerage account program (SDBA) through The Pacific Financial Group (TPFG). In this program, First Heartland receives 0.75% of your assets annually, paid monthly, which is split between First Heartland and your advisor.
Cottleville, MO
Get directionsNicholas owns NJAB, LLC dba Royalty Financial Group, which offers fixed products, and Term Life LLC dba StL Term, which provides term life quotes. He is also an IAR with First Heartland Consultants, Inc. and a high school basketball official.
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.